Helping insurers find the fastest path from concept to rollout

Introducing the RS X Rating Platform

Fast, powerful
and entirely new.

Flexible, Highly Configurable Software

 Low Risk, Quick Deployment for Modern Solutions
Rapid Launch | Reduced Risk | Lower IT Costs

DRC has provided us with great customer support over multiple global deployments with their digital underwriting solutions.


Katie Wolff

Head of Digital Trading | MS Amlin


End to end policy administration & processing as a service

GameChanger® Suite is available in the cloud and offers Property & Casualty insurance carriers, agents, brokers, and MGAs/coverholders a highly configurable policy administration system without a large upfront hardware investment.

GameChanger is an excellent solution that is setup with all the modules needed, from quote to claims, portals for agents, underwriters, consumers, and shoppers and many third party interfaces needed to start taking on new business.


  • Quicker Speed to Market
  • Quicker Expansion to New markets
  • Increased Staff Productivity

A complete solution to rapidly enable new business quoting & issuance and automate your policy processing.

GameChanger® is available as a Rate Quote Issue Service solution for specialty lines insurance companies looking for a highly configurable, robust quick quote and policy processing solution.

GameChanger has been integrated with all the modules needed: quote, rating, policy, and portals for agents, underwriters, insureds, and shoppers.  In addition, the solution has been integrated with the third party interfaces necessary to immediately start taking on new business for your specialty lines of business.


  • Enhances operational efficiency
  • Easy-to-learn, easy-to-use with quick and easy access to policy management tasks
  • Quick system roll outs to various audiences

A quick and easy way to model programs and products pre-production

DRC’s product modeling solutions utilizes the GameChanger architecture and approach of accelerating the rapid build out of new rate programs through the use of GameChanger Product Playbooks to ‘model’ a rate program prior to the actual construction of the production version.


  • Design a products rates, rules and forms in a familiar environment
  • Model changes in GameChanger’s modern architecture
  • Analyze market impact of change

GameChanger Modules 

GameChanger Suite - Portal
GameChanger Suite - Quote
GameChanger Suite - Policy
GameChanger Rating
GameChanger Billing
GameChanger Claims

GameChanger® is DRC’s highly configurable policy administration system designed specifically for the property and casualty insurance industry that changes the way business gets done. GameChanger’s Flexible, Adaptable, Scalable Technology offers a fully integrated, end-to-end policy administration for Personal, Commercial, and Specialty lines of business providing insurers with the competitive edge they need to stay in the game.

At GameChanger’s core is a well-managed, reliable framework of policy services and highly configurable Product Playbooks for product definition.

Product Playbooks are available by line of business and encapsulate the product definition by rates, rules, forms and flow. Each version of the Product Playbooks are securely tracked and managed by GamePlan, an advanced monitoring and control portal.

GameChanger enables companies to manage their policy base, quotes, ratings, policy administration, billing, and claims, and includes a powerful set of portals and mobile apps for iPhone and Android, allowing 24/7 access to the entire user community. GameChanger’s advanced technology base, meets the requirements of businesses of all sizes and in all US markets.

GameChanger Products

Configurable, flexible solution for end-to-end policy administration

GameChanger® Suite is an advanced P&C Policy Administration system for personal, commercial, and specialty lines. It’s designed for carriers, MGAs/coverholders, and brokers. GameChanger supports virtually any line of business that can be modeled into GameChanger’s Product Playbook template based on Microsoft Excel®.

DRC’s GameChanger suite is built on decades of insurance industry expertise, a standardized data layer designer, and Microsoft’s latest technology stack. DRC’s GameChanger uses a consistent .Net Framework designed around a services-oriented architecture (SOA). DRC’s GameChanger can be deployed in house, hosted, or in the cloud.

Change the way the game is played.
Discover more about GameChanger.

Highly configurable rating engine 

GameChanger® Rating Enterprise is a complete solution for automated program roll-outs and analysis. GameChanger Rating Enterprise is a highly configurable rating engine solution that reduces the roll out time for new rating products and their subsequent maintenance costs.

GameChanger Rating Enterprise is designed for the Property & Casualty Insurance Industry and supports personal, commercial, and specialty lines.
Stay ahead of your competition with GameChanger Rating Enterprise’s innovated technology.

Discover more about GameChanger Rating Enterprise.

GameChanger Suite logo and icons

About DRC

DRC's 45th Anniversary
Celebrating 45 years of excellence.

Decision Research Corporation (DRC) is a software development and information technology company. Since 1971, DRC has a solid reputation as a proven and trusted provider of policy administration software solutions to the Property & Casualty insurance industry. We specialize in providing end-to-end functionality to insurance companies and MGA/coverholder clients, whether they require an enterprise-wide policy administration system or specific components for functional areas such as quote, rating, billing, or claims.

Our premiere product is GameChanger® a modern web-based, fully integrated suite of insurance applications which provides insurers and MGAs a complete quote-to-claim system available for deployment in the cloud or on-premise to start writing new business right away

With 45 years of innovation experience, DRC has developed a breadth and depth of expertise in both technology and the insurance processes. We continuously enhance our products and services to enable our loyal clients to derive even greater value from us.

Customer Testimonials

Ben Spencer
Head of Global IT

We were looking for a rating product that is flexible, scalable and supports our specialty lines of business. What we got with DRC’s DecisionMaker Rating is all of that and more. DecisionMaker Rating’s flexibility and scalability has delivered speed to market, lowered maintenance costs and virtually removed programmers from the rate calculation process while maintaining a secured environment for our data.

John Amat
Anchor General Insurance Agency
Vice President

Decision Research Corporation was not only able to meet our timelines, but they did so with a level of customer service and insurance expertise that gave us an edge in our markets. A solid system is a major key to success and when you add outstanding customer service on top of that, you can not go wrong. This is what Decision Research Corporation has provided for Anchor General.

Stephen Boyd
Information Technology of Arrowhead General Insurance Agency
Vice President

Decision Research Corporation is a diamond in the rough, we have been able to use their DecisionMaker Rating product in more ways then we ever imagined. It was truly a great find. I am not sure what we would have done without this product. We’ve found it to be exceedingly flexible in its ability to support both Personal and Commercial lines programs.

James Wright
Head of US IT

We wanted to rapidly prove a concept and generate a return on value inside 12 months, in partnership with the DRC team and technology this was easily achieved.

Matthew LuBien
Chief Operating Officer

We selected DRC based on their ability to quickly implement the GameChanger Suite which we believe is a robust modern technology platform.  I have worked with DRC in the past and had great success with their products.

Katie Wolff
MS Amlin
Head of Digital Trading

DRC has provided us with great customer support over multiple global deployments with their digital underwriting solutions. They implement clear-cut solutions to our complex problems and allow us to innovate rapidly to meet the changing expectations of the insurance and technology landscape.

James Wright
Head of US IT

DRC had already proven its great technology and toolset along with its insurance acumen in past projects so it was an easy decision for Beazley to select GameChanger Portal.


Call us at (877) 658-7458 or complete the form below to email our sales team.


Decision Research Corporation maintains partnerships and alliances with many industry leaders to remain on the cutting edge of technology. These  partnerships and alliances allow DRC to provide our clients with the most up to date technology and solutions available.
DRC is partnered with Microsoft

DRC is a Microsoft Certified Partner recognized as a Gold Application Development team and Independent Software Vendor (ISV) by Microsoft. DRC was also selected as 1 of 200 ISVs to participate in the High Potential (HiPo) program. As an ISV, the DRC team works closely with Microsoft Architects to develop and design high quality, complex .NET applications that incorporate technology from the latest beta releases.


Mindtree brings scale to DRC’s solution offering, with a broad mixture of talented professionals in the United States and also abroad.  Mindtree implementation teams have been supporting DRC customer solutions since 2014, providing scale to team staffing, particularly around connector development and quality assurance.  Mindtree is a Microsoft Gold Certified Azure Partner, providing DRC with staffing and expertise for the subscription model, Azure based GameChanger offering.

DRC is alliances with Open Text

DRC has integrated with the Exstream document generation application tool kit for over a decade.  OpenText’s aquisition of HP’s software suite brings an increased level of Enterprise Information Management toolkit options to DRC customers.  Realtime PDF generation during quoting, policy processing and renewals reduces or eliminates the need to manually generate any documentation or correspondence outside of GameChanger.  This tight integration facilitates straight through processing and ensures consistent quote binders and policy contracts.

DRC is partners with DocuSign

As partners, DRC and DocuSign can bring the power of Digital Transaction Management (DTM) to more P&C providers to help them accelerate their business, increase security and compliance, and satisfy brokers, agents and clients with a better, faster, more convenient and secure way to transact business through e-signatures.

DRC is partners with CXIS

CXIS brings on-shore, P&C licensed operational support and staffing to DRC engagements.  Experienced insurance experts deliver a completely turn key program offering, in which DRC provides the flexible and innovative new business acquisition and processing platform, and CXIS provides the policy support, underwriting, customer service, and/or claims services to deliver a seamless experience.

DRC is alliances with EOS

EOS brings to the DRC product offering world class print and distribution capabilities.  EOS’ state of the art print facilities allow DRC customers to economically generate and distribute documentation via multiple distribution channels, including traditional print and mail, electronic mail and also bi-directional SMS interaction.  EOS can handle all of your complex registered mail handling to ensure regulatory compliance for notifications and other contract documents.


Appulate offers an unprecedented level of connectivity to streamline business processes through its innovative abilities to bridge data between insurance systems. When integrated with DRC’s policy administration solution, it provides carriers with a complete insurance distribution system that automates the entire submission workflow from quote generation to binding and issuance.


e2Value, Inc. is a full-service application development and technology provider that offers products to assist with asset valuation. Paired with DRC, their tools can be used for collateral asset valuation, risk management, and predictive modeling. Founded in 2000 and based in Stamford, Connecticut, e2Value is the leading SaaS provider delivering valuations for residential, commercial, and farm and ranch properties in the United States and Canada.


DRC Headquarters (Map)

1601 Kapiolani Boulevard, Suite 1100
Honolulu, Hawaii 96814

(800) 836.6057 Toll-free (US)
(808) 949.8316 Phone
(808) 942.4298 Fax

Philadelphia Office (Map)

2 International Plaza, Suite 345
Philadelphia, PA 19113

(800) 947.4037 Toll-free (US)
(215) 613.1040 Phone
(610) 595.0383 Fax

Sales Team 
(877) 658.7458 Toll-free (US)

Customer Support Team
(877) 372.4351 Toll-free (US)

Additional Email Contacts
General Information