Dynamically Adaptive Policy Administration
Explore quote, policy, rating, billing, claims, agency administration and advanced functionality
End-to-end functionality to support any insurance product and scale with your success. Proven performance across the complete policy lifecycle.
Our integrated solution combines RS X Rating, our industry-leading technology, with comprehensive policy administration functionality to provide: Quote, Policy, Rating, Agency Administration, Billing, Claims, advanced analytics and pre-configured third-party integrations.
Our powerful solutions
  • Comprehensive customer index provides customer profile information, policies, records and notes
  • Quick Quote and Full Quote with a “save for later” option
  • Obtain multiple quotes through copy/quote functionality
  • Moratorium support to prevent quoting based on catastrophe or other business reasons
  • Data prefill options
  • Risk location visualization and payment provider integration
  • Shopper portal for direct business
  • Renewal quote functionality
  • Quote proposal package
  • Allows for real-time policy issuance
  • Flat and pro rata cancellations
  • Implement and automate policy renewals with early renewal capabilities and “Do Not Renew” for all 50 states
  • Premium adjustment and transaction roll back
  • Update and prorate premiums automatically to conform with policy endorsements
  • Provide full endorsement (MTA) functionality with backdating options
  • Manage advanced policy servicing and out-of-sequence endorsements with rollback/roll forward features
  • Renewal quote and conversion functionality
  • Generate policy document package
  • Work in Microsoft Excel® to model, design and configure new products with minimal need for development assistance
  • Eliminates unnecessary steps and potential errors inherent in traditional "code and load" development
  • Expedites product development and delivers ready-to-use rating microservices in any digital insurance library
  • Enable credit card payments by insureds and agents or expand additional payment type alternatives
  • Automate agency settlement
  • Provide unlimited bill plan options with an automated and/or scheduled bill plan
  • Combine installment due date and equity-based due date processing 24/7
  • Detail fees and service charges featuring flexible fee creation
  • Accommodate unlimited state fees, taxes and surcharges
  • Interface with major general ledger and checkwriting systems and credit card/ACH processors
  • Process adjustment and reversal
  • Issue First Notice of Loss (FNOL)
  • Integrate with policy systems for coverage verification
  • Import and pre-fill policy information for claims automatically
  • Manage claims payments with extensive controls and built-in workflow for reserve and payment transactions
  • Set user authority limits by product line coverage, indemnity reserve amounts and expense payment
  • Account for indemnity, expense, salvage and subrogation transactions
  • Update claim status dynamically
Agency Admin
  • Add, modify or delete agent E&O policy and licensing information and update agencies/agents information and update agencies/agents
  • Structure flexible commission options
  • Verify and maintain producer eligibility
  • Run factor and dollar-based commission schedules/ management with new business and renewal commission rates using more than 10 variables
  • Establish and monitor agent to carrier appointment
  • Define agency/agent hierarchy by parent organizations, siblings and manage subagency relationships
Download our policy brochure
Explore the full range of DRC Policy functionality.
Additional Policy Features
“DRC has provided us with great customer support over multiple global deployments with their digital underwriting solutions."

Head of Digital Trading at a Global Insurance and Reinsurance Company

Harnessing the power of RS X

DRC RS X technology offers the fastest, most accurate and cost effective path to transform insurance products from concept to production. Starting with Excel®, RS X delivers complete enterprise solutions for rating and rollout to dramatically accelerate the rating development cycle.

We'll help you find the fastest path from concept to rollout
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